SAN FRANCISCO GOLF CLUB (No. 18 U.S.; No. 27 World)
The Internet boom has birthed a zillion millionaires in San Francisco, but you won’t find any of them at this old-money club. Bloodlines, not bankrolls, are what matter here, at an A.W. Tillinghast-designed redoubt whose entrance is so discreet (it’s tucked beside a freeway, down a narrow alley, behind a church) members have been said to get lost trying to find it.